Life Insurance
Get an excellent term or whole life policy todayBenefits of a term life insurance policy from Scott
Initial Lower Cost
Premiums can be lower during the early years of coverage.
If your need for Life Insurance isn’t Permananent
Term life insurance lasts for a limited, pre-determined number of years. It provides for specific, short-term needs.
It Can Be Convertible
You may have the option to switch to permanent life insurance coverage without having to show evidence of good health.
Benefits of a term life insurance policy from Scott
Level Premiums
Premium payments can remain the same; in later years, premiums can be lower than term life insurance
To Provide an Accessible Source of Funds
Permanent life insurance accumulates cash value that can be used for emergencies, college education, or to supplement retirement income.
Tax Advantages*
Properly funded and structured, a permanent life insurance policy can provide a tax-free income stream and tax-deferred wealth accumulation.
*Scott does not give legal, tax, or accounting advice. If you need such advice, consult your attorney, accountant, or personal tax advisor.